Table of Content

New Job Underwriter In Telangana



Company : Finsave technologies Private Limited
Salary : ₹5,00,000 - ₹6,00,000 a year
Location : Telangana

Full Description


  • Researching and evaluating client credit worthiness.
  • Creating credit scoring models to predict risks.
  • Approving or rejecting loan requests, based on credibility and potential revenues and loss.
  • Develop, review and update company’s credit policies.
  • Ensure all lending procedures comply with regulations.
  • Calculating and setting loan interests rates.
  • Monitoring loan payments and bad debts.
  • Analysis on customer satisfaction.
  • Factors influence the satisfaction.
  • Provides support for business developers on new customers
  • Undertakes the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects
  • Assesses credit opportunities; identifies key risks, and structures alternatives working with relationship managers and credit officers
  • Provides support to account officers on customer calls as needed
  • Responsible for measuring covenants put in place within loan agreements, with a clear understanding of the effect and purpose of those loan covenants, and communicates the compliance of the borrowers to the relationship manager and chief credit officer as needed
  • Applies experience with comparable credits to recommend appropriate covenants, terms, and conditions, and structure for a credit request
  • Identifies policy exceptions within a credit request
  • Discusses risk ratings and the rationale for the determination of acceptable credits with the relationship managers (RM) and credit approves.


  • Education: Credit underwriters require a minimum of Bachelor’s degree in Business, Finance, or Accounting
  • Knowledge: They may require a minimum of 2 to 3 years of underwriting and analysis experience depending on the needs of the employer. They may also be required to have completed a formal credit training program.
  • Communications skills: They require both oral and written communication skills to work with the lending and credit teams, relationship managers, credit approvers, etc.
  • Interpersonal skills: They require the ability to develop and maintain internal and external relationships within their portfolio
  • Research skills: They require the ability to conduct research into borrowers and industries to be abreast with factors that may affect profitability and the borrower’s ability to repay loans.

Job Types: Full-time, Regular / Permanent

Pay: ₹500,000.00 - ₹600,000.00 per year


  • Cell phone reimbursement
  • Food allowance
  • Health insurance
  • Leave encashment
  • Life insurance
  • Provident Fund


  • Day shift


  • Bachelor's (Preferred)


  • total work: 1 year (Preferred)