New job Relationship Manager in Meghalaya

Relationship Manager
Relationship Manager

Relationship Manager

Company : IDFC FIRST Bank
Salary : Details not provided
Location : Meghalaya

Full Description

Job Description

Job Title –

Relationship Manager

Business Unit

– Government Banking Group

Function

– Government Banking Group

Job Purpose:
The role entails building deep relationships with clients including government bodies, quasi-judicial authorities, autonomous bodies, State Departments, etc in order to maximize profitability and meet targets while minimizing risk and ensuring strict adherence to guidelines. The role bearer is primarily a first touchpoint for clients for resolution of issues. The role bearer has a responsibility to increase customer penetration across Government Banking products contributing to achieving the larger organizational objectives of the bank.

Roles & Responsibilities:
Help ensure seamless customer on boarding by ensuring best in-class customer servicing standards and processes and develop deep relationships to become the client's banking partner of choice

Support business generation within stringent and dynamic regulations and bank's risk appetite to expand the volume of trade of Government Banking Group

This role further entails the responsibility of understanding client needs, business and sector characteristics

Understand customer requirements and structure solutions to achieve customer satisfaction while remaining aligned with the bank’s policies

Responsible for accurate and timely KYC, ensuring compliance and risk categorization

The role bearer is responsible to help with customer acquisition of high value, high ticket size accounts after due diligence

Help execute diversified revenue sources for Government Banking Group and facilitate campaigns to increase customer penetration and acquire high quality clients

Study financial reports of clients to identify early warning signs and flag potential pitfalls to prevent losses to the bank

Monitor portfolio and flag early warning signals while maintaining a constant touchpoint with the clients

Perform credit analysis as mandated by RBI

Gather and leverage market intelligence to incorporate best practices

Develop and maintain constructive relationships with key internal and external stakeholders to help achieve business critical goals

Collaborate with internal stakeholders (Treasury, Risk, Compliance, Legal) to achieve the desired business objectives whilst ensuring maximum efficiency in internal processes

Create and deploy strong mechanisms that can constantly measure and monitor the customer satisfaction and envision changes to existing processes to improve specifications and performance

Ensure high quality customer service and review customer complaints in order to maintain customer satisfaction and increase the treasury business

Managerial & Leadership Responsibilities:
Champion IDFC First's customer first culture by driving the team to take up high degree servicing norms to ensure absolute customer delight

Attract and retain best-in-class talent for key roles in their reporting structure

Monitor key parameters on employee productivity, hiring quality and attrition rates and make necessary improvements

Educational Qualifications:
Graduate - Any

Post Graduate – MBA Finance

Experience:
8+ Years of relevant Government Banking experience